Member First Mortgage is following the MI Safe Start Plan and Gov. Gretchen Whitmer's requirement of working from home where possible. Although many employees are working remotely, all MFM services remain functional. We ask for your patience as we work to serve the needs of each member.

Affiliate Partnership Models


We offer 3 Affiliate partnership models which position the Credit Union as lender, and provide control of revenue earned with the ability to set rates and fees. Credit Unions have the option to outsource as little or as much of the mortgage process as desired!

  • Affiliate 1 partners will receive the highest level of assistance in the mortgage process, with Member First Mortgage handling the majority of origination functions. Credit Unions have the option to assist with the application and collect basic information from members, or allow MFM to handle the application process from start to finish. Affiliate 1 partners also have the ability to invest in loans and set custom margins and fees to maximize income potential.
  • Affiliate 2 partners will handle all upfront origination responsibilities, including taking the application, preparing initial disclosures, collecting documentation from the member, and communicating with all parties throughout the process. Affiliate 2 partners also have the ability to invest in loans and set custom margins and fees to maximize income potential.
  • Affiliate 3 partners will handle the majority of the origination process and depend on MFM for underwriting and closing. Great for Credit Unions with some mortgage lending experience - CU partners will be responsible for taking the application, preparing initial disclosures and processing. Affiliate 3 partners also have the ability to invest in loans and set custom margins and fees to maximize their income potential.