Member First Mortgage is following the MI Safe Start Plan and Gov. Gretchen Whitmer's requirement of working from home where possible. Although many employees are working remotely, all MFM services remain functional. We ask for your patience as we work to serve the needs of each member.

About Member First Mortgage


Member First Mortgage is a full service mortgage lender, with an experienced staff offering expertise in all aspects of mortgage lending - from purchase to refinance to construction. Home buyers, home owners, real estate professionals and builders alike will experience the utmost attention to detail and service in every transaction.

We pride ourselves in our professionalism and personal service. Our dedicated team of origination professionals will work directly with your members throughout the mortgage process. From application to closing, MFM recognizes and delivers the seamless level of service you and your members deserve.

Discover the MFM Difference


  • Complete suite of mortgage products available
  • Low credit score requirements (minimum 620 FICO on all Fannie & Freddie products with approve/eligible findings)*
  • Zero and low down payment programs
  • Competitive rates and closing costs
  • Free online mortgage application
  • Fast turn times, average of 21 days or less*
  • Dedicated Mortgage Consultant available to assist your Credit Union and
    your members!




*All loan eligibility information including program terms, credit score requirements, and LTV is applicable to qualified applicants only. Turn-Time figures are based on 2018 internal data on purchase and refinance transactions using conventional mortgage programs only. “21 days or less” turn-time is measured from the date of the applicants Appraisal/Title order through clear-to-close date.